AARP Life Insurance

Comprehensive AARP Plan Info & Resources 

AARP monthly premiums tables

The costs of the AARP life insurance plan

AARP life insurance costs are based on multiple individual variables – assets, expenses, income, inflation rates, expected rate of return – and the AARP Guaranteed Acceptance Life chart displays current monthly rates for this specific type of burial insurance.  Elder Law features an article that covers AARP life insurance basics, while the learning center on AARP website includes general info on premium and rates. Choose Term reviews AARP rates based on age issue, Jeff Rose wonders whether AARP is the cheapest way to go and CBS asks if AARP is looking out for you in a feature that details on the costs of the plan.

Laws about the plan:

Quotes from people or family members of people who have had the plan

Story 1.

I took out a life insurance policy with NYlife/AARP in 2005 on my mother and I paid on it until it gotten to $300.00 a month for a $50.000 policy. I paid the premiums until 2012 and she was not reinstated and I paid close to 8,000 dollars. I was the owner of the policy and beneficiary and they sent by wire transfer to my mother’s account without my knowledge. She had no idea why? But never said anything. I hate this company. They ripped me off for a lot of money.

I would not rate them. Not even 1 star. The customer service and claims need to retire.

Denise, of New Port Richey, Florida (August 2, 2013)

Story 2.

We have had a life insurance policy on my husband for $8,000. The monthly amount was $84. Since 2008, I paid it monthly. Then without notification, they increased the insurance premium due to his age of 75 to $63.87 more a month. That is not only stealing, by taking monies not asked for but increasing premium at such a high amount when we have been religiously paying monthly premiums to this company of $84.00, so they have received over $4,046.40 and now want to increase the premium at such a large increase.

Debbie, of Foley, MO (Nov, 16, 2012)

Difference between states on the plan

With staffed offices in all 50 states, the District of Columbia, Puerto Rico and The U.S. Virgin Islands, AARP in your state lets you access information based on your location.

People who sell the plan

There are more 12,000 New York Life agents, some of which have led the Million Dollar Round Table in membership.

What makes the different people and/or companies that sell the plan different

CSR New York Life

Definitions about the different parts inside the plan:

Restrictions of who and who can not be covered by AARP life insurance.

Information on the payout structure of AARP life insurance

AARP vs. competitors

History of the plan

History of AARP

Founded in 1958 by Ethel Percy Andrus on the principles of collective purpose, collective voice and collective purchasing power, the American Association of Retired Persons (AARP) originated as a response to the health insurance needs of retired teachers.

About AARP now

History of New York Life

About New York Life now

New York Life 2012 financial report

The address and information about the offices of where AARP is administered

  • Here’s an online form for questions about AARP membership benefits and discount
  • General contact information:
    • By Postal Mail:  AARP
601 E Street, NW
Washington DC 20049
    • By Phone:

    Toll-Free Nationwide: 1-888-OUR-AARP (1-888-687-2277)
    Toll-Free TTY: 1-877-434-7598
    Toll-Free Spanish: 1-877-342-2277
International Calls: +1-202-434-3525

    Hours: Monday to Friday: 7 a.m. through 11 p.m. ET

    The best phone numbers to get live help from AARP Life Insurance

    Talk to a life insurance representative:
    Call New York Life at 1-800-865-7927
    Monday – Friday: 8 a.m. to 10 p.m. (ET)
    Saturday: 9 a.m. to 5 p.m. (ET)

    Further contacts, via New York Life website:
    AARP Certificates: (800) 695 – 5164 
    AARP Claims: (800) 695 – 5165

    Office Hours:
    Monday – Friday: 8:00 a.m. – 10:00 p.m., Eastern Time
    Saturday: 9:00 a.m. – 5:00 p.m., Eastern Time.

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